Kinda cloudy this morning, I preferred yesterday’s blue skys… mind you I prefer this mornings 7 degrees to yesterdays 3!

I like this time of year, the trees are turning, and you can start wearing those big comfy jumpers… drink hot chocolate… and take long hot showers whilst trying to steam the wallpaper off… yeah must admit – I like Autumn.

Started thinking about when I will retire? When will I retire? is one of the first questions I need to get fixed in my head. I must sort out my pension.